{"product_id":"less-than-an-nsf-fee-the-abcs-of-financial-literacy","title":"Less than an NSF Fee: The ABCs of Financial Literacy","description":"\u003cp\u003eIf you have a bank account, itÕs probably happened to you: The bank charged you a nonsufficient-funds feeÑotherwise known as an NSF fee.\u003c\/p\u003e\n\n\u003cp\u003ePerhaps you mismanaged your account, and youÕre to blame. Or perhaps you didnÕt understand what types of fees you could be liable for in the first place.\u003c\/p\u003e\n\n\u003cp\u003eLaToya D. Cheek, who spent many years as the branch manager in the financial services industry, provides an insiderÕs view of how the banking profession seeks to make money. Along the way, she shares tips about how you can keep more money in your pocket instead of giving it to others.\u003c\/p\u003e\n\n\u003cp\u003eBeyond understanding how banks work, she explains how to take charge of your financial future, including how to:\u003c\/p\u003e\n\n\u003cp\u003ecommunicate with creditors when facing a hardship;\u003cbr\u003e\nnegotiate entry into loan modification programs;\u003cbr\u003e\navoid filing bankruptcy even when times are tough;\u003cbr\u003e\npay off debt and re-establish good credit.\u003c\/p\u003e","brand":"LaToya D. Cheek","offers":[{"title":"Paperback","offer_id":44405850636449,"sku":"9781483423388","price":33.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0462\/1120\/3233\/files\/1e8m2yjw-front-shortedge-384.jpg?v=1747768290","url":"https:\/\/bookswholesale.myshopify.com\/products\/less-than-an-nsf-fee-the-abcs-of-financial-literacy","provider":"BooksWholesale","version":"1.0","type":"link"}