The Commercial General Liability (CGL) Insurance Policy is the standard business policy used to pay claims for bodily injury or property damage to others. The policy is divided into three coverage sectionsÑeach with its own exclusionsÑand a supplementary payments section.
Do you ever hearÑor worryÑthat an insurance company will not pay a claim because coverage is excluded?
In order to know how claims are paid, you need to understand the policyÕs insuring agreements and exclusions. In this book, attorney and insurance professional Dwight M. Kealy explains the insuring agreements in Coverage A, B, and C. He gives memorable examples of every standard exclusionÑand some significant non-standard exclusions. He explains every supplementary payment, and he explains how policy limits impact how claims are paid.